Buy a genuine real Estate property (land or House) In Nigeria
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From Our Blog
Luxury Apartment for sale at Lekki Lagos Nigeria
Location: Sangotedo Lekki Ajah, Lagos Nigeria
Price: ₦28,000,000.00 – ₦38,000,000.00
Location: Chevron Drive Lekki, Lagos, Nigeria
Location: Orchid Hotel Road Lekki, Lagos
Price: ₦37,000,000.00 – ₦42,000,000.00
Location: Behind Pinnock Beach Estate Jakande Lekki Lagos, Nigeria
Price: ₦60,000,000.00 – ₦75,000,000.00
Land For Sale in Ibeju Lekki and Other Attractive Locations
Location: Sangotedo Lagos Nigeria
Location: Oribanwa, Awoyaya Ibeju LekKi Lagos Nigeria
Price: ₦4,000,000.00 – ₦8,000,000.00
Location: Lugbe Abuja, Nigeria
Price: ₦3,000,000.00 – ₦4,500,000.00
Location: Keffi Abuja Nigeria
Frequently Asked Questions (FAQ) on Real Estate properties in Nigeria
Question: If I am buying an existing completed building with C of O, I will like to know if the existing C of O in the seller's name can serve me too, or do I have to get another C of O for myself?
- First, the C of O should be in the Seller’s name alone, before he/she can have the right to sell it. But please go and confirm in Alausa(if the property is in Lagos) to be sure, because they have the records of everyone who has a C of O.
- After you must have purchased it, you are not entitled to get a C of O in your name but a Governors consent. The C of O is only given to one purchaser and for every other subsequent transaction of sale of that property, you get a Governor’s consent.
Question: Would the valuation of house with governors consent be based on the value of the land or the entire building?
Answer: Valuation would be done on the value of the building. But it depends on where the building is located.
Question: I need guidance on how to get titles for my land for the purpose of using it as collateral to obtain loan from the bank. The land is located in my village.
You need to get a Certificate of Occupancy or a Governor’s Consent. But the first step is to get a Registered Survey Plan. Once you have that, go to the Ministry of Lands in the state and find out the steps for acquiring title. Your Registered Surveyor and Lawyer should be able to advise you.
Question: Is survey plan different from deed of assignment?
Yes, survey plan contains all the mappings and coordinates of an area you want to buy.
It is through this survey plan, you will first search and discover whether the property is free from acquisition or it has been acquired by Government.
A deed of assignment: is a written agreement between the owner that sold it to you and the new purchaser to buy a land or property. Without this deed, you have no proof that a purchase occurred.
Most people always rely on receipts to show proof but time and time again, these receipts can be falsified or denied by the seller whenever he or she wants to sell the land to another person but a deed of assignment describes the time the transaction was made, between which parties, the location of the property, the survey number, the amount it was sold and the signatories to the transaction.
Question: What should one do in a situation where the survey plan presented by the family is showing not just an 'individual plot' but the " whole acres of plot" allocated to the family by the government (according to the omo-oniles)? And on that survey, you have a stamp saying "free from acquisition
When an omonile or family omonile shows you their whole survey plan mapping out the entire area it is as a result of the following;
a. The families want to separate their own lands from the other community so they call a surveyor to map out their own lands according to their customs, heritage and gift of succession of land over the years.
b. When they divide it into particular plots, it is known a block per plot and it makes it easier to locate your plot if you intend to buy from a family that has done this. They usually look as if you are buying from an approved Government scheme. It’s an organized way of doing things but the problems comes from the fact that what they allocate to you via paper is different from what you see in real life.
So unless those plots that have been mapped out as a Scheme, you should take it with a pinch of salt and get an Alausa Surveyor(if the property is in Lagos) to go with you to map it out personally. Some land owners when they show you mapped out plots for you to buy and you just buy them on face value without taking a professional surveyor to map out the coordinates according to what is written in their survey plan, you could end up buying another person’s land that has been allocated or sold to somebody else and that is where the real problem starts.
No matter the survey plan that you see free from acquisition stamped on it, whether individual land for sale or family mapped out land for sale, make sure you do the survey plan search to verify it in the surveyor general’s office.
The number one fraud and scam today in land sales is this “Free from Acquisition” stamp you see on survey plans. It has generated so much controversy and has led to the duping of a lots of People in terms of Millions of Naira.
Question: Is it okay to buy a land with excision?
It Is not advisable, reason explained below:
- The fact that a file number has been given at the ministry does NOT mean that the excision will be granted. This means that if the government does NOT grant the excision, you get no land.
- In an excision application, the total area of land applied for is NOT always granted.
This means that if a real estate company applied for 50 hectares of land to be excised, the government may grant 30 hectares. The implication is that those who bought land from the 20 hectares that was not granted will lose their lands.